General vs professional liability insurance.
A narrow question with a big payout consequence: in a claims-made professional liability policy, defense costs usually erode the limit. We explain why that changes how we buy limits and report claims.
A field guide to liability coverage basics: general vs. professional, occurrence vs. claims-made, and why a $1M/$2M CGL limit may leave you exposed.
Most buyers compare professional liability policies on price and limits. That's backwards. The real comparison is the retroactive date, the reporting ...
You don't need to overpay for liability coverage. Learn where costs hide, what to bundle, and how to slash premiums without losing protection.
Comparing general liability and professional liability insurance? We break down when each applies, how limits and defense costs differ, and why most s...
Most contractors think occurrence coverage is always better. Wrong. Claims-made wins for professionals facing slow-burn errors. Here's what actually d...
Professional liability claims hit differently than general liability. Here's how to buy defense coverage that won't leave you exposed when a client su...
A claim lands, and panic sets in. Here’s a straight-talking walkthrough of your first seven moves to defend it, from reading the policy to preserving ...
Comparing general liability vs. professional liability vs. umbrella? I break down what each covers, what it doesn't, and give my blunt take on what to...
General liability isn't the expensive part; it's the claims-made trap and missing coverages that cost you. Here's how to shop smart and save.
Most small businesses buy general liability but skip professional liability. That's a costly mistake. Here's why you need both, plus my recommendation...
Most small businesses don't know the difference between claims-made and occurrence coverage. Here's why it matters, and what I'd do about it.
Most small businesses overpay for liability insurance. Here's what actually drives the cost and how to save without cutting coverage.